Mandalay Smart Pay (MSP)
Mandalay Smart Pay (MSP) is a digital mobile wallet and payment platform for Myanmar, particularly Mandalay, allowing users to shop, pay bills (like MCDC), transfer money, and top-up phones via QR codes, leveraging partnerships with banks like AYA Bank, and also offers a business app for tracking sales and managing payments. Developed with Innovix Solution Co., Ltd and YadanaBon Bank, it aims to modernize payments, moving away from cash, by enabling convenient, fee-free transactions through a user-friendly app. Key Features & Functions: Mobile Wallet: A digital wallet for storing funds. QR Payments: Scan seller's QR or display your own to pay, shop, dine. Bill Payments: Pay government bills (MCDC), utilities, and online purchases. Money Transfers: Send money to friends and family using QR or mobile numbers. eLoad & Cash-out: Top-up mobile credit and withdraw cash at agents. Business App (MSP Business): For merchants to track sales, view analytics, and manage payments. How it Works: Download: Get the Mandalay Smart Pay app (iOS/Android). Fund: Add money via MPU card, 1-2-3 service, or agents. Pay/Transfer: Use QR codes or phone numbers for transactions. Goals: Facilitate digital payments for citizens. Reduce reliance on physical cash. Simplify municipal and other payments in Mandalay.
Instant Transfers
Send money instantly to any bank account or PAY user across Myanmar
Bank-Grade Security
Advanced encryption and biometric authentication keep your money safe
24/7 Availability
Access your money and make payments anytime, anywhere
Powerful Features for MSP
QR Code Payments
Simply scan and pay at thousands of merchants across Myanmar. Quick, secure, and contactless payments made easy.
- Instant merchant payments
- No cash needed
- Transaction history
Bill Payments
Pay all your bills in one place. Electricity, water, internet, mobile top-ups, and more with automatic reminders.
- All utilities in one app
- Automatic reminders
- Payment scheduling
Money Transfer
Send money to friends, family, or businesses instantly. Transfer to any bank account or PAY wallet nationwide.
- Instant transfers
- Low transaction fees
- Contact integration
Expense Tracking
Smart categorization and insights help you understand your spending patterns and manage your budget effectively.
- Automatic categorization
- Spending insights
- Budget alerts
24/7 Support
Get help whenever you need it with our dedicated customer support team available round the clock via chat and phone.
- Live chat support
- Phone assistance
- FAQ & tutorials
Get Mandalay Smart PAY Today
Join millions of users who trust Mandalay Smart PAY for their digital payments
Download Mandalay Smart PAY now and experience the future of digital banking. Available for both iOS and Android devices with regular updates and new features.
