Loan

Product Information

Documents to be Submitted to the Bank: 

1. Land grant or land sale/purchase contract.
2. Land map registered under the owner's name at the Land Records Department.
3. Land history, Land Records Form 1-Ka, Form (106).
4. Original/copy of business license or industrial registration.
5. Three copies of income tax payment challans from the past (3) years.
6. Photographs (one each for front, both sides, and back of the building, plus 3 business activity photos).
7. Original/copy of property tax receipt.
8. Copy of Household List.
9. Copy of National Registration Card (NRC).
10. Profit and loss statement for the previous year.
11. Year-end inventory/stock list for the previous year.

Renewal Terms:

• To continue the loan after one year, 50% of the loan amount must be repaid.
• Submission of current inventory list, profit/loss statement, renewed business license, and tax challans/licenses is required.
• Once the loan term reaches (3) years, all outstanding loans must be fully repaid and a new application must be filed.